Summary of Letter:

 Bismihi Ta’ala

Respected Mufti Saheb

Assalamu Alaikum Wa Rahmatullahi Wa Barakaatuh

I am continuously being afflicted by calamities and difficulties. I also have much debts to pay. Is there any cure for this? What should one recite when one is continuously afflicted with problems and difficulties? I have everything I could want. None of my duas have been accepted and it seems as if none of my actions have also been accepted. I am still faced with problems upon problems.

Summary of Reply:

 Bismihi Ta’ala

Respected Brother / Sister

Assalamu Alaikum Wa Rahmatullahi Wa Barakaatuh

The remedy for calamities is the following:

  • Sincere taubah (repentance) for all sins
  • Making much istighfaar (seeking forgiveness) from Allah Ta`ala
  • Fulfilling all the unfulfilled rights of people upon you or asking them for forgiveness. Together with the above, recite much Durood Shareef. Also give Sadaqah (charity).

As far as dua is concerned, the one who says that his dua has not being answered, then in reality Allah Ta`ala does not accept his duas. Therefore, never make such a statement. Everything has an appointed time by Allah Ta`ala and only occurs at the time decreed for it. Hence, do not be hasty. Instead you should be convinced that whatever apparent delay there may be in the answering of your dua is also beneficial for you in some way that is unknown to you.

Furthermore, you should also take into consideration that the acceptance of duas is subject to the conditions being fulfilled. Among the conditions are that one’s earnings, food, drink, clothing, etc. must be halaal and one should make dua with an attentive heart. (Fatawa: vol. 4, pg. 446)