Summary of Letter:

 Bismihi Ta’ala

Respected Mufti Saheb

Assalamu Alaikum Wa Rahmatullahi Wa Barakaatuh

I am in severe debts. Please make dua that my debts get paid off. I have also enclosed 200 Rupees as a gift. Kindly accept it.

Summary of Reply:

 Bismihi Ta’ala

Respected Brother / Sister

Assalamu Alaikum Wa Rahmatullahi Wa Barakaatuh

I Have accepted your gift. However, payment of the debt is more important. Therefore  I am  sending  the 200 Rupees back  to  you. First pay off the debts even if (due to paying your creditors their due) you have to suffer poverty.