Hazrat Shaikh Moulana Muhammad Zakariyya (rahmatullahi ‘alaih) once said: “If you are compelled to take a loan then ensure that you have the intention to pay back the loan at the time the loan is due. When the appointed time approaches, then immediately settle the debt (even if it means that you have to take another loan to settle the current loan). Remember, if one’s heart is clean and ones intention is to pay back the loan at its due time, then Allah Ta’ala will certainly assist him. (Malfoozaate Hazrat Shaikh 1/23)

Source: Ihyaauddeen.co.za